4 Important Things to Know About the Difference Between a Realtor and Real Estate Agent

So, you want to buy (or sell) a house in Ottawa or beyond. What’s the first thing you do? If you’re like most people, you go find a real estate professional to help. While the whole process sounds pretty simple (hire a representative you like and trust!) there’s actually one extra decision you’ll need to make before you proceed — and that is whether you want to hire a Realtor, or a real estate agent. You might be thinking, “But those two things are the same!” If so, then you’re mistaken. There are actually some important things you should know
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Regulating Home Inspectors in Ontario

The Ontario government has announced plans to begin regulating home inspectors, requiring potential inspectors to pass a written exam and field test in order to qualify for a license. In doing this Ontario will be following in the footsteps of British Columbia and Alberta, the only provinces in Canada that have home inspector regulations in place. The hope is that these measures will prevent stories like Alyssa Hanson’s, whose inspector missed water leaking into the basement that led to a $12,000 repair bill according to a recent article in the Globe and Mail The big question about these changes, however,
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Sustainable Building Materials

As the world’s population increases and resources dwindle, sustainability, development that meets current needs without compromising the ability of future generations to meet their needs, has become a priority for homeowners, developers and governments.  This shift in focus has driven improvements in building design and construction, including sustainable building materials. Green building materials impact energy and water consumption, waste reduction and occupant well-being by minimizing the negative effects that our built environment can have on the planet. Here are some new materials that are leading the way: Solar Tiles Producing standard roof tiles involves energy intensive techniques and their only function
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What Home Owners Can Do With a Tax Refund

  If you are a homeowner, a tax refund presents opportunities to invest for a profit that aren’t available to renters. Whether you plan to sell, stay or are undecided, there are ways to optimize the financial impact of your refund. The first step is to treat your refund check the same as you treat your paycheck. Avoid the temptation to splurge and give that refund money a purpose. Here are three home owner-only options to grow that refund:   But, Are You Withholding Too Much? Most of us enjoy getting a large tax refund every spring. But, a refund
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What Mortgage Strategy Is Best For Millennials, Gen Xers and Baby Boomers?

When it comes time to purchase a new home, your mortgage strategy will likely depend on the stage of life you are in. Early-career home buyers (Millennials) have just entered the workforce so they usually have little cash and may be in debt. Gen X home buyers are busy trying to advance their careers, raise families and save for retirement. Baby boomers have often left the workforce, so they have less income and may already be spending their retirement savings.   Each of these life stages present unique challenges that call for a different mortgage strategy. Here are some tips to
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